Principal Lending Manager and Loan Officer

Kayla Rose

NMLS# 1511506

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Hi, I am Kayla Rose, with over 8 years of experience as a mortgage loan officer, I am dedicated to helping individuals and families navigate the home financing process with confidence and ease. My expertise spans first-time homebuyer programs, refinancing, home equity loans, and tailored mortgage solutions designed to fit each client’s unique needs.

I pride myself on building strong relationships with my clients, rooted in trust, transparency, and personalized service. Whether you're purchasing your dream home or exploring ways to maximize your home’s value, I’m here to guide you every step of the way.

At Cardinal Mortgage Services, I combine my industry knowledge with a commitment to providing clear communication and creative financing solutions. I believe that everyone deserves a smooth and stress-free mortgage experience, and I strive to deliver that for every client I work with.

Let’s work together to make your homeownership goals a reality!

Loan Officer

Julie Rose

NMLS# 251205

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Loan Officer

Wendy Hone

NMLS# 309492

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With 18 years of experience in the mortgage industry, Wendy Hone is a trusted and dedicated loan officer who prioritizes her clients' needs above all else. Known for her loyalty and caring nature, Wendy takes the time to truly understand her clients' unique financial situations, guiding them through every step of the mortgage process. Whether you're a first-time homebuyer, looking to refinance, or seeking solutions for all your mortgage needs, Wendy's commitment to clear communication and exceptional service ensures that her clinets are informed, confident, and well taken care of. Her personalized approach makes her a reliable partner in achieving homeownership dreams.

 

President

Debbie Petilos

NMLS# 108200

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I founded Cardinal Mortgage in 2002 with one goal in mind: to help real estate clients secure the financing they need to make their homeownership dreams a reality. With 23 of experience in the mortgage industry, I’ve seen firsthand how challenging the process can be, and I’m committed to making it as smooth and stress-free as possible.

I am proud of the fact that our brokerage puts clients first.  I specialize in working with first-time homebuyers, seasoned investors, and families looking to refinance.  My approach is personal and hands-on—I believe in empowering my clients with the knowledge and options they need to make informed financial decisions.

I take pride in building long-lasting relationships and delivering mortgage solutions tailored to each client’s unique situation. Nothing brings me more joy than helping people achieve their goals and move into the next exciting chapter of their lives.